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Mike Nguyen
The power of retail merchandising is evident in retail. Walk through any high-trafficked upmarket shopping street, and you'll see it on full display: beautifully curated window displays, festive decorations, discounts, and samples galore. Online merchandising has its own unique merchandising
Corey Philip
The main difference between a thriving and a struggling HVAC field services business is its ability to provide excellent customer service. In addition, successful businesses implement best practices to streamline operations with fast and efficient automated workflows. Field service management
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By: Corey Philip | Updated: June 10, 2023
For high income individuals, taxes can be a costly factor that eat into the returns of any investment. Assume paying ordinary income or short term capital gains rates at 33%, your returns takes 10% return down to 6.66%. And while that doesn’t sound horrible, that results in $200,400% haircut over 20 year period and an initial investment of $300,000. Real estate tax benefits are often overlooked and there are arious ways which property owners can use them to minimize their taxes and enhance total returns. Tax benefits allow real estate investors to write off
By: Corey Philip | Updated: June 10, 2023
In almost every significant property transaction, finance is obtained using a combination of equity and debt rather than cash. This finance is provided by investors, who require a return on investment as a reward for risk-taking. Different levels of risk attract different returns, and a “capital stack” is created. What a capital stack is and why understanding it is so important is what this article is all about. The capital stack refers to the layers of financing used to fund a real estate project. Typically made up of four layers, each representing a form of
By: Corey Philip | Updated: May 26, 2023
Some of the information that financial gurus are pushing, just isn’t practical in the real word. Here are some ‘money myths’ that I think financial gurus harp on that just aren’t accurate. // Your emergency fund needs to be in cash. The Dave Ramsey’s of the world commonly advise individuals to keep their emergency fund in cash, emphasizing liquidity and easy access. While it’s important to have quick access to funds in case of emergencies, holding your entire emergency fund in cash may limit your potential for growth. Consider investing your emergency fund into a
By: Corey Philip | Updated: May 25, 2023
I recently caught this video interview with the billionaire found of Interactive Brokers in which he expressed a very grim outlook on US stock markets when asked “do you think we’re headed for another market crash?” Start video at 8:41 His exact words: “There will be crashed and there will be a final crash, a final crash from which there is no return.” Grim market forecasts are nothing new but usually they come from known gold bugs or commodities investors. That’s why Petterfy’s outlook was interesting to me — his wealth was made through interactive
By: Corey Philip | Updated: May 24, 2023
My 2020 Toyota Tacoma recently crossed the 3 year old mark with 60,000 miles on it. Yea I’ve put a lot of miles on it as a result of my cross-country travels with my mountain bike. So I figured it would be time to make a short list of pros and cons to offer insight to anyone interested. My specific vehicle: 2020 Tacoma SR5, long bed (no 4wd) I am very happy with my decision to get the 6′ long bed model as I am frequently hauling things. A 5′ bed is pretty short. And
By: Corey Philip | Updated: May 23, 2023
So you're a Musk fan boy? That's cool.The dude has made some money and many people want to invest in what he is working on regardless of fundamentals.There is Tesla, which you can buy via any stock brokerage but SpaceX is not a publicly traded company that you can buy.Fortunately there is a bit of a backdoor.The Baron Focused Growth Fund BFGIX holds 9.5% (as of June 20223) in SpaceX. In other words 9.5% of any investment you make in this mutual fund goes to SpaceX. In addition to that it holds 11% in Musk's