Some of the information that financial gurus are pushing, just isn’t practical in the real word. Here are some ‘money myths’ that I think financial gurus harp on that just aren’t accurate. // Your emergency fund needs to be in cash. The Dave Ramsey’s of the world commonly advise individuals to keep their emergency fund in cash, emphasizing liquidity and easy access. While it’s important to have quick access to funds in case of emergencies, holding your entire emergency fund in cash may limit your potential for growth. Consider investing your emergency fund into a

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I recently caught this video interview with the billionaire found of Interactive Brokers in which he expressed a very grim outlook on US stock markets when asked “do you think we’re headed for another market crash?” Start video at 8:41 His exact words: “There will be crashed and there will be a final crash, a final crash from which there is no return.” Grim market forecasts are nothing new but usually they come from known gold bugs or commodities investors.  That’s why Petterfy’s outlook was interesting to me — his wealth was made through interactive

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My 2020 Toyota Tacoma recently crossed the 3 year old mark with 60,000 miles on it. Yea I’ve put a lot of miles on it as a result of my cross-country travels with my mountain bike.  So I figured it would be time to make a short list of pros and cons to offer insight to anyone interested. My specific vehicle: 2020 Tacoma SR5, long bed (no 4wd) I am very happy with my decision to get the 6′ long bed model as I am frequently hauling things.  A 5′ bed is pretty short. And

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So you're a Musk fan boy? That's cool.The dude has made some money and many people want to invest in what he is working on regardless of fundamentals.There is Tesla, which you can buy via any stock brokerage but SpaceX is not a publicly traded company that you can buy.Fortunately there is a bit of a backdoor.The Baron Focused Growth Fund BFGIX holds 9.5% (as of June 20223) in SpaceX. In other words 9.5% of any investment you make in this mutual fund goes to SpaceX. In addition to that it holds 11% in Musk's

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I caught this twitter thread about retiring early when you are young. The author basically makes the case that if you want to retired early you need to follow the 4% rule... that's a theoretical safe withdrawal rate from a diversified portfolio. In other words, if you need $100,000/year to live on, your portfolio should be $2,500,000. I don't agree with that.  Here's my take as someone who sold a business at 28 and was effectively 'as retired as they want to be'.  At that time, I could've said 'F IT' and lived my lifestyle

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Being direct… Who doesn’t want a high cashflow business that is easy to operate? I’ve got both hands up. I’m going to share with you some business models I’ve ran across that are easy to operate’. This is going to come from the perspective of; acquiring a business. I prefer to acquire established businesses rather than start them. About that ‘Easy To Operate’ Of course I must state the obvious, ‘easy to operate’ is subjective. An easy to operate business for myself might be an Ecommerce digital business where I don’t have to entertain clients

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If you want to start your own business, income uncertainty is one of the most significant stresses you might face. But that doesn't mean you have to stick to a traditional job to have a predictable paycheck! Recurring revenue businesses create a steady income that is as stable as an average salary while being as scalable as a regular business. Great recurring revenue businesses either provide a service that is required at a set frequency or ship products that consumers need every month. Software and digital platforms can also be primary offerings of a recurring

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If the truth easily influenced us, advertising would be replaced by the news. But the advertorials adopted by magazines in recent times show that the opposite is true. It is advertising that sells the news. And it is powerful because it uses cognitive biases to hack our decision-making. In this article, you will discover what each of these means and find specific examples for every logical fallacy covered. Towards the end, we will cover how to select which ones you can use for your brand and how to protect your consumers' interests while crafting persuasive

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There are over 1.7 billion websites on Google and 10 to 12 results on Google's first page. Depending on your search, you always get a result you are pretty satisfied with. Half of this credit goes to Google's algorithm and the other half to functional SEO. In this article, you will discover how these myths pollute content creation and marketing strategies. More importantly, you will learn how to implement the proper practices in each instance to improve your reach and ranking. 1. Keywords = Visibility The first myth of SEO continues to persist because it

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Jump to my video speed test of Hostgator, A2 Hosting & Cloudways with my website. Site speed matters.  Whether it's for SEO or conversions, having a fast site is ultimately rewarded.  This is expected to be an even bigger factor in organic rankings as Google rolls out their core web vitals update in 2021. It recently hit me that my Wordpress websites were too fucking slow, when I was analyzing search results for a particular high volume query.  My website continually ranks on page 2... despite having superior content and backlinks.  The only advantage all

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