Some of the information that financial gurus are pushing, just isn’t practical in the real word. Here are some ‘money myths’ that I think financial gurus harp on that just aren’t accurate. // Your emergency fund needs to be in cash. The Dave Ramsey’s of the world commonly advise individuals to keep their emergency fund in cash, emphasizing liquidity and easy access. While it’s important to have quick access to funds in case of emergencies, holding your entire emergency fund in cash may limit your potential for growth. Consider investing your emergency fund into a

I recently caught this video interview with the billionaire found of Interactive Brokers in which he expressed a very grim outlook on US stock markets when asked “do you think we’re headed for another market crash?” Start video at 8:41 His exact words: “There will be crashed and there will be a final crash, a final crash from which there is no return.” Grim market forecasts are nothing new but usually they come from known gold bugs or commodities investors.  That’s why Petterfy’s outlook was interesting to me — his wealth was made through interactive

My 2020 Toyota Tacoma recently crossed the 3 year old mark with 60,000 miles on it. Yea I’ve put a lot of miles on it as a result of my cross-country travels with my mountain bike.  So I figured it would be time to make a short list of pros and cons to offer insight to anyone interested. My specific vehicle: 2020 Tacoma SR5, long bed (no 4wd) I am very happy with my decision to get the 6′ long bed model as I am frequently hauling things.  A 5′ bed is pretty short. And